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Are you living on your own? Do you dream of homeownership? You are not alone. According to Freddie Mac, 28% of all households are sole-person, and that number is growing.

Here are three hacks for a sole-person household to help you achieve your homeownership goals.


Understand Your Credit Score

If you are buying a home by yourself, there is only one set of finances for a lender to evaluate. Yours! Your credit score needs to be as close to perfect as you can get it.

Many lenders and credit counselors offer free advice on what steps you can take to improve your credit score if it needs it.


Investigate Down Payment Options

Check out down payment programs so you can get a feel for what you’ll need t