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Holiday spending is expected to be healthy even with recent inflationary challenges, as the National Retail Federation today forecast that holiday retail sales during November and December will grow between 6% and 8% over 2021 to between $942.6 billion and $960.4 billion. That fact makes it understandable why so many people stress out more frequently during the holiday season. To avoid a financial burden and stressful time of year, you must be strategic. This is how you can budget and enjoy your holiday season.